The only Australian app combining open banking wealth tracking, smart expense splitting, and postcode-aware local deals — in one privacy-first platform.
Real Australian CDR open banking — not just manual entry. See your true net worth, split actual bank transactions, and export tax-ready statements directly from the app.
How it works
Person-first and group expense splitting with debt optimisation that goes beyond Splitwise — powered by your actual bank transactions and 64 currencies.
How splitting works
Forget national averages. centKoala fetches real live prices from state official APIs, supermarket catalogues, and community snaps — all filtered to your exact postcode or GPS.
Live prices from official state APIs — not crowdsourced. Set your threshold and get a push notification the moment prices drop.
One search across five retailers. Cross-retailer product matching, 4–26 week price history, family list sync, and push alerts when wishlist items go on special. On your watch, review the shared list and strike off items as you stock them — your partner sees every pick-up instantly.
Review your shared shopping list on your watch while you walk the aisles. Tap each item to strike it off when it's in your basket — your partner's phone and watch update in real time, so they always know what's already been picked up. No double-buying, no mid-shop texts.
Live specials from JB Hi-Fi, Harvey Norman, and The Good Guys — plus curated Amazon and quality-filtered eBay deals, all in one Wishlist.
Find the nearest EV charging stations by GPS or postcode — same intuitive search experience as the fuel radar. For the growing number of Australians making the switch.
Hyperlocal deals submitted by people in your suburb. Photo evidence, upvote/downvote quality control. Always available — even in regions without full catalogue access.
Upload your electricity or gas bill PDF. We extract your plan details and compare against live CDR energy market plans to find you a better deal.
Designed from the ground up for Australian privacy law and CDR compliance — not bolted on afterwards.
Transactions auto-tagged from your bank feed. Spending trends by category and date range — all within Australian CDR privacy controls.
Your financial data is never sold to third parties, advertisers, or data brokers. You are not the product.
Full CDR consent dashboard, erasure requests, amendment history, data receipts. You control every byte.
SQLCipher AES encryption on your device. Row-level Postgres security in the cloud. Append-only audit log.
Three key views on Apple Watch and Android watches — cheapest fuel, who owes what, and your shared shopping list. Strike off items as you stock them; your partner sees every pick-up live.
All three pillars on iPhone and Android. 11 languages. Biometric lock. Full feature set for AU, Settle Up for NZ and 50+ countries.
Download →Cheapest fuel on your wrist. Grocery list — review, strike off stocked items, and notify your partner live. Settle Up summary for 10 peers. Works on Apple Watch and Android watches.
Included with appBrowse live deals on any browser at centkoala.com/deals — electronics, pantry, accessories, clothing, kids.
Browse deals →Track your wealth, split every expense, and find the best deals in your suburb — all in one app. Free forever for core features.
