The Australian app for smart expense splitting and postcode-aware local deals — one privacy-first platform. Open banking is coming soon.
Nitin Gupta is Founder. Pranay Gupta is Lead Dev.
Forget national averages. centKoala fetches real live prices from state official APIs, supermarket catalogues, and community snaps — all filtered to your exact postcode or GPS.
Live prices from official state APIs — not crowdsourced. Set your threshold and get a push notification the moment prices drop.
One search across five retailers. Cross-retailer product matching, 4–26 week price history, family list sync, and push alerts when wishlist items go on special. On your watch, review the shared list and strike off items as you stock them — your partner sees every pick-up instantly.
Review your shared shopping list on your watch while you walk the aisles. Tap each item to strike it off when it's in your basket — your partner's phone and watch update in real time, so they always know what's already been picked up. No double-buying, no mid-shop texts.
Live specials from JB Hi-Fi, Harvey Norman, and The Good Guys — plus curated Amazon and quality-filtered eBay deals, all in one Wishlist.
Find the nearest EV charging stations by GPS or postcode — same intuitive search experience as the fuel radar. For the growing number of Australians making the switch.
Hyperlocal deals spotted by neighbours in your suburb. Snap a photo, share the savings. Photo verification, upvote quality control, and GPS-radius filtering mean you see only what's real and close by.
Enter what you pay today for NBN or mobile — centKoala compares live catalogues from major telcos and surfaces cheaper plans at the same or faster speeds. Book a switch in-app and get a reminder when your contract milestone is near.
Person-first and group expense splitting with debt optimisation that goes beyond Splitwise — powered by your actual bank transactions and 64 currencies.
Try Settle Up in the demoHow splitting works
Connect Australian banks when open banking launches — through Fiskil as our accredited CDR data recipient — to see net worth, split real transactions, and export tax-ready statements without retyping.
How it works
Built for Australian privacy law first — with bank data handled under the CDR only when you choose to connect (via Fiskil).
Track spending categories on manual expenses today. After open banking launches, bank transactions can feed the same views.
Your financial data is never sold to third parties, advertisers, or data brokers. You are not the product.
Clear privacy policy, account deletion, and CDR consent managed through Fiskil when you connect a bank — not sold to advertisers.
SQLCipher AES encryption on your device. Row-level Postgres security in the cloud. Append-only audit log.
Three key views on Apple Watch and Android watches — cheapest fuel, who owes what, and your shared shopping list. Strike off items as you stock them; your partner sees every pick-up live.
All three pillars on iPhone and Android. 11 languages. Biometric lock. Full feature set for AU, Settle Up for NZ and 50+ countries.
Download →Cheapest fuel on your wrist. Grocery list — review, strike off stocked items, and notify your partner live. Settle Up summary for 10 peers. Works on Apple Watch and Android watches.
Included with appBrowse live deals on any browser at centkoala.com/deals — electronics, pantry, accessories, clothing, kids.
Browse deals →Track your wealth, split every expense, and find the best deals in your suburb — all in one app. Free forever for core features.
